Independent coverage for your business, shopped across many carriers to fit how you actually operate.
Running a business comes with real exposure. A customer injury, a client dispute, a damaged work truck, an employee hurt on the job. Any one of them can threaten everything you've built. The right coverage keeps a single incident from becoming the end of the story. As independent producers, we shop multiple carriers to fit your operation instead of selling a one-size policy.
Tap a card to learn more.
We handle the coverage side, so protecting what you've built is one less thing on your plate.
A sample of the operations we work with. Don't see yours? Ask us.
From the job site to the storefront to the open road, we match coverage to how your business really runs.
Share what you do, your size, and what you need to protect. It only takes a few minutes.
As an independent agency, we compare multiple carriers to fit your operation and your budget.
We walk you through the options, get you bound, and send proof of insurance fast.
"I needed a certificate of insurance before I could start a job, and I needed it fast. Kelsey had my general liability set up and the COI in my inbox the same day. Saved the contract."
Marcus T., Contractor
"Opening the shop was stressful enough without sorting out insurance on top of it. They built a business owner's policy that covered the building and my liability, and walked me through every piece of it."
Priya S., Boutique Owner
"As an owner-operator, my truck is my livelihood. They found me commercial auto that fit what I haul and where I run, and the rate beat what I was paying."
Darnell W., Owner-Operator
Answer a few quick questions about your business and we'll get you an accurate quote.
The questions business owners ask most.
A BOP bundles two core coverages, general liability and commercial property, into one policy, often at a better price than buying them separately. Many small businesses start here. Some policies can add business interruption and other coverages depending on the carrier.
Texas is unusual. It is the only state that does not require most private employers to carry workers' compensation. Many businesses still choose to, because it protects them and their employees, and because some clients, landlords, and contracts require it. We can walk through whether it makes sense for you.
General liability covers claims of bodily injury or property damage to others, like a customer slipping in your shop. Professional liability, also called errors and omissions, covers claims tied to your professional work or advice, like a mistake that costs a client money. Many businesses carry both.
It depends on your industry, size, revenue, payroll, location, and claims history. We do not quote a number until we understand your business. Anything before that would be a guess. Tell us about your operation and we will shop it for you.
Often, yes. Even a one-person business has liability exposure, and many clients, landlords, or general contractors require a certificate of insurance before you can start work. We can help you get covered and send proof quickly.
Yes. We work with carriers for commercial auto and trucking, including owner-operators. Coverage and eligibility vary by vehicle, cargo, driving record, and operation, so we will match you to the right market.
In many cases, yes. A Business Owner's Policy already bundles liability and property, and we can coordinate workers' compensation, commercial auto, and other lines so your business is covered from one place. As an independent agency, we shop multiple carriers to fit your needs.
Tell us about your operation and we'll shop it for you.
